Checking accounts at a glance:
Title | Simply Easy Business | Business Relationship | Business Plus |
|---|---|---|---|
Opening
Requirement | $0 | $2,500 | $10,000 |
Minimum Daily Balance | $0 | $2,500 | $10,000 |
Monthly Maintenance Fee | $0 | $251 | $251 |
eStatements | 5 | 5 | 5 |
Free Items Per Statement Cycle | 2003 | 5004 | 5004 |
Earn Interest | – | – | 2 |
Free with every cornerstone Bank Business Checking Account
- Debit Card (Upon Approval)
- Business Online Banking
- eStatements
- Account Alerts
- Access to MoneyPass® ATM Network
- Mastercard Easy Savings® Program
And so much more!
- Accounts falling below minimum daily balance on any day in the statement cycle will be subject to the monthly maintenance fee.
- Interest rate and Annual Percentage Yield (APY) may change after the account is opened. Interest compounded and credited monthly.
- 30-cent per item charge applies after that. Per-item charge includes checks, ACH credits, ACH debits, misc. debits, deposits, remote deposits, and Point-of-Sale transactions. NOTE: Each item in a deposit is charged the per-item fee.
- 30-cent per item charges apply after that. If you do not maintain a minimum daily balance, a 10-cent per-item charge applies to the first 500 items per statement cycle and a 30-cent-per-item charge applies thereafter. The per-item charge includes checks, ACH credits, ACH debits, misc. debits, deposits, remote deposits, and Point-of-Sale transactions. NOTE: Each item in a deposit is charged the per-item fee.
- $2 monthly service charge for paper statements.
- Interest* compounded and credited monthly based on the following tiers:
- $0 to $999.99
- $1,000 to $9,999.99
- $10,000.00 to $99,999.99
- $100,000.00 to $999,997.99
- $999,998.00 and over
- $1,000 minimum daily balance
- Accounts falling below $1,000 on any day will be subject to a $10 monthly maintenance fee
- Five debits allowed per statement cycle - charges apply after the fifth debit**
- $2 paper statement fee charged monthly. eStatements are free!
*The interest rate and Annual Percentage Yield (APY) may change after the account is open. Fees may reduce the earnings on the account.
**Regulation D and Cornerstone Bank limit certain types of withdrawals and transfers from a savings account. Please refer to the Account Agreement and related terms for details.
Certificate of Deposit (CD)*
- Earn a higher rate of return than a traditional savings account
- Flexible terms
- Federally insured up to maximum limits
And so much more!
* The Interest Rate and Annual Percentage Yield may change after the account is opened. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account.